Motor trade

Motor trade

Motor trade insurance is typically tailored to the specific requirements of a business, so it’s worth thinking about what kind of risks and activities you actually want to be insured for with your policy. Covers can include Material Damage, Public Liability, Employers Liability, Business Interruption,  Road Risks, Sales and Service Liability and Engineering Inspection.

Motor trade policies are generally more flexible than a straightforward fleet policy. It will often give you cover for driving of other vehicles by any drive for business use and can include social domestic and pleasure use.

It is very important for motorsport teams who have a motor trade policy to make sure that the cover is extended to include activities of employees at circuits and venues and that the Public Liability and Service Indemnity sections include work done at the track for the team and indeed customers and clients.

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