Public & product liabilities

Public & product liabilities

Public Liability insurance and Products Liability insurance is particularly important for sports facilities, recreation grounds and any business who supplies a service or product to the sports industry. It provides indemnity against legal liability for injury to third parties and loss of or damage to third party property.

The policy covers you for the cost of a claim made by a member of the public that has suffered injury or property damage as a result of your activity or a product it has supplied.

For example, if a person watching your sport was injured by a stray ball, javelin or other piece of sporting equipment, they may have a valid claim against your team, venue or organisation.

Comprehensive policies cover the cost of compensation to be paid out to the claimant and also the legal expenses incurred during the claims process, which can be very costly.

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The personal trainer’s guide to insurance


With one in every 7 people being a member of a gym, the health and fitness industry is continuing to grow. In our personal trainer's guide to insurance, we answer some of your frequently asked questions to ensure you understand the necessary cover for your business.