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You may have also heard this referred to as errors & omissions; Professional Indemnity cover is a form of liability insurance which helps to protect professional advice delivered by the business or its employees.
This could include advice given by coaches, child welfare officers, sports physiotherapists and nutritionists in professional sports environments as well as fitness instructors and other service providers within recreation and leisure facilities.
For example, if an athlete or sports player has over exercised, resulting in injuries, and a coach or instructor has failed to advise on correct parameters of exercise or hasn’t shown them how to use equipment correctly your organisation or business may be liable for the bodily injury incurred.
With one in every 7 people being a member of a gym, the health and fitness industry is continuing to grow. In our personal trainer's guide to insurance, we answer some of your frequently asked questions to ensure you understand the necessary cover for your business.