Professional indemnity

Professional indemnity

You may have also heard this referred to as errors & omissions; Professional Indemnity cover is a form of liability insurance which helps to protect professional advice delivered by the business or its employees.

This could include advice given by coaches, child welfare officers, sports physiotherapists and nutritionists in professional sports environments as well as fitness instructors and other service providers within recreation and leisure facilities.

For example, if an athlete or sports player has over exercised, resulting in injuries, and a coach or instructor has failed to advise on correct parameters of exercise or hasn’t shown them how to use equipment correctly your organisation or business may be liable for the bodily injury incurred.

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Musical bumps


Following the news that a leisure resort has been held liable for the injuries sustained by guests taking part in an organised game of musical chairs, we take a look at the importance of risk assessments and impact on insurance...