Personal Accident Cover

Core, Core Coach, Ultimate and Ultimate Coach Members also benefit from Personal Accident cover. This is a ‘no fault’ benefit that provides a specified amount to a member, if they are injured whilst training towards a triathlon or multi-sport goal or participating in a British Triathlon permitted event. Depending on your membership type, will determine the level of cover available to you. Below is a table, details the cover provided, to each membership type.

Table of Benefits

Policy Benefit	Benefit Level	Core Member	Ultimate Member	Core Coach	Ultimate Coach
Death	£10,000	✔	✔	✔	✔
Loss of Sight in one or both Eyes	£50,000	✔	✔	✔	✔
Loss of Hearing in one ear	£12,500	✔	✔	✔	✔
Loss of Hearing in both ears	£50,000	✔	✔	✔	✔
Loss of one or more Limbs	£50,000	✔	✔	✔	✔
Loss of Speech	£50,000	✔	✔	✔	✔
Permanent Total Disablement*	£50,000	✔	✔	✔	✔
Temporary Total Disablement	£100 per week for Ultimate Members and £500 per week for Ultimate Coaches or 75% of weekly wage, whichever is less	X	✔	X	✔
Broken Bones	Up to £500	✔	✔	✔	✔
Coma Benefit	£50 per day for each day up to a maximum of 730 days	✔	✔	✔	✔
Convalescence	Up to £100	✔	✔	✔	✔
Dental Expenses	Up to £2,500	✔	✔	✔	✔
Optical Expenses	Up to £2,500	✔	✔	✔	✔
Disappearance	Up to £10,000	✔	✔	✔	✔
Funeral Expenses	Up to £10,000	✔	✔	✔	✔
Hospitalisation	£50 per day up to 365 days	✔	✔	✔	✔
Paraplegia	Up to £50,000	✔	✔	✔	✔
Quadriplegia	Up to £100,000	✔	✔	✔	✔
Medical Expenses	25% of Death benefit	X	✔	X	✔
Physiotherapy	Up to £2,500	X	✔	X	✔
Rehabilitation	Up to £10,000	X	✔	X	✔
Facial Disfigurement	Up to £5,000	X	✔	X	✔

*The basis of cover for permanent total disablement is Any and Every occupation.

The above is a summary only and should be read in conjunction with the insurers Wording.

If you have any further queries, please refer to the FAQ Section of this portal.