Personal Accident Cover
Core, Core Coach, Ultimate and Ultimate Coach Members also benefit from Personal Accident cover. This is a ‘no fault’ benefit that provides a specified amount to a member, if they are injured whilst training towards a triathlon or multi-sport goal or participating in a British Triathlon permitted event. Depending on your membership type, will determine the level of cover available to you. Below is a table, details the cover provided, to each membership type.
Table of Benefits
|Policy Benefit||Benefit Level||Core Member||Ultimate Member||Core Coach||Ultimate Coach|
|Loss of Sight in one or both Eyes||£50,000||✔||✔||✔||✔|
|Loss of Hearing in one ear||£12,500||✔||✔||✔||✔|
|Loss of Hearing in both ears||£50,000||✔||✔||✔||✔|
|Loss of one or more Limbs||£50,000||✔||✔||✔||✔|
|Loss of Speech||£50,000||✔||✔||✔||✔|
|Permanent Total Disablement*||£50,000||✔||✔||✔||✔|
|Temporary Total Disablement||£100 per week for Ultimate Members and £500 per week for Ultimate Coaches or 75% of weekly wage, whichever is less||X||✔||X||✔|
|Broken Bones||Up to £500||✔||✔||✔||✔|
|Coma Benefit||£50 per day for each day up to a maximum of 730 days||✔||✔||✔||✔|
|Convalescence||Up to £100||✔||✔||✔||✔|
|Dental Expenses||Up to £2,500||✔||✔||✔||✔|
|Optical Expenses||Up to £2,500||✔||✔||✔||✔|
|Disappearance||Up to £10,000||✔||✔||✔||✔|
|Funeral Expenses||Up to £10,000||✔||✔||✔||✔|
|Hospitalisation||£50 per day up to 365 days||✔||✔||✔||✔|
|Paraplegia||Up to £50,000||✔||✔||✔||✔|
|Quadriplegia||Up to £100,000||✔||✔||✔||✔|
|Medical Expenses||25% of Death benefit||X||✔||X||✔|
|Physiotherapy||Up to £2,500||X||✔||X||✔|
|Rehabilitation||Up to £10,000||X||✔||X||✔|
|Facial Disfigurement||Up to £5,000||X||✔||X||✔|
*The basis of cover for permanent total disablement is Any and Every occupation.
The above is a summary only and should be read in conjunction with the insurers Wording.
If you have any further queries, please refer to the FAQ Section of this portal.