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Directors and Officers insurance cover can also be known as management liability; it provides financial protection to those who act as directors or officers of an organisation. Policies are designed to cover the cost of compensation claims made against the insured individual.
Being an officer or director brings with it a level of responsibility, including certain responsibilities to employees and members. It exposes the officer/director to personal liability for their actions, or for omissions they make in the performance of their company duties.
With high profile senior managers coming under an increasingly bright media spotlight in relation to allegations surrounding sexual abuse, racial and sexual discrimination or failure to adequately safeguard sports professionals, Directors and Officers cover is likely to become increasingly important in the world of sport.
Covers can include Company Reimbursement, Health and safety-related claims, manslaughter claims and employment-related incidents.